How can a person benefit from the Disease Susceptibility Gene Test?

Human genome contains approximately 20,500 genes. Genes contain information regarding the characteristics that are inherited from our parents including the diseases that we are susceptible to. But how is this information obtained? It is done through genetic testing. This involves testing your genes inherited from your father and mother in laboratories by medical experts and scientists.

What is Disease Susceptibility Gene Test (DSGT)?

Genetic Testing can find the probability of being prone to a disease. Map my Gene has introduced Disease Susceptibility Gene Test (DSGT) which discovers the genes responsible for a particular disease at the early stages. This is done by comparing the genetic variance between people who possess and who do not possess the disease. Sometimes you may not possess the chances of getting the disease but, still you may get it due to certain reasons. For example, lung cancer may occur among people who have not smoked even once in their lifetime. In this case, the disease may be inherited or you may be prone to lung cancer. Such imperative details regarding disease inheritance can be obtained from the results of DSGT which may reduce the chances of actually getting any disease by predicting and preventing it.

Why do you need DSGT?

To find out the chances of getting a disease with DNA testing methods .

To find the reason behind the occurrence of any disease.

To predict, diagnose, prevent and cure any disease at any point in your life.

To also be aware of potential risks from inherited diseases.

To reduce the chances of passing on the disease to your offspring.

Benefits of DSGT:

Provides information regarding a disease for preventing its occurrence and taking action in order to reduce the risk of developing it.

Useful for people who have high genetic predisposition to a particular disease.

Provides a complete analysis of your body and also its working condition.

Nearly 100 diseases that have higher risks of occurrence can be detected by this test.

Even diseases that have very rare occurrence can also be detected.

A highly informative report listing the disease you might be prone to and also the preventive measures for it.

Guidance and perfect consultation from medical professionals right from the time of discovering the disease and till curing it.

Analyzing the genetic structure can also provide you with a lifestyle that is totally systematic and healthy.

How is DSGT done at Map my Gene?

1. A sample of tissue is taken from cells that are swabbed inside your mouth. This is mostly taken from the cheek cells.

2. This sample is sent to the laboratory of Map my Gene where it is being examined by a group of medical experts in genomics.

3. The results of DSGT are clearly described in a detailed report listing the diseases that you are highly susceptible to and also the ones you are less susceptible to.

4. If you are found with having the chances of becoming vulnerable to a certain disease, then the reason behind it is legibly mentioned along with various preventive measures.

5. In case if you are found highly susceptible to a particular disease, then the medical experts will provide you with utmost guidance and consultation till you recover from it.

It is greatly advisable to take a disease susceptibility genetic test at the childhood itself in order to prevent the chances of being prone to a disease and being completely unaware of it till it becomes worse. Knowing your risk of being vulnerable to a disease is highly essential because it not only saves your life but also your offsprings life since, most of the diseases occur due to genetic inheritance. If you have it in your gene, then you need to know about it as early as possible. So, never hesitate to take this test and hope this article gave you a clear understanding about why DSGT is taken and also how a person can get benefited from it. For detailed information on DSGT and DNA testing, go through the official website of Map my Gene.

Do I need Professional Indemnity Insurance?

Any professional wishing to keep safe in the service providers sector must make professional indemnity insurance a priority. Accountants, architects, solicitors and other professionals whose clients depend on the advice provided require such insurance. A skilled professional is sought for experience. It is assumed that with experience, the number of errors made is greatly reduced. There are odd times, however, when things are bound to go off-plan: this deviation is something even experience can’t prevent.

 

If you, as a professional, make an erroneous judgment, there are monetary repercussions that the client faces. The client hires a professional for expert advice in the hope of making a profit. If you become the cause of loss, the client will expect from you a liability to meet loses.

 

How does professional indemnity insurance help?

 

Professional Indemnity (PI) insurance protects the insurer against claims made by the client who’ve incurred financial losses heeding your advice. This loss is often termed as a ‘business injury’ and frequently results in large settlements and compensations.

 

A good PI policy acts as a buffer and protects the insurer from compensation claims and covers the compensation either partially or wholly while also offering the cost of defending the claim. This includes all the legal fees, which the insurer will face should the client go to court.

 

Is professional indemnity insurance a legal requirement?

 

  • There are many cases that demand PI insurance. There are professionals who hold a legal obligation to hold PI insurance. Professionals in the field of accounting and financial advice cannot operate efficiently if they lack the necessary coverage.
  • A professional with PI insurance stands a better chance of securing a deal from the client as compared to another without one. All businesses hold a basic expectation that the hired professional is securely covered.
  • PI insurance is, in short, a good business practice. It protects your business from the consequences of a potential error of judgment.

 

Who needs PI insurance?

 

Professionals who are in the field of Management and Business Consultants, Recruitment agencies and consultants, IT professionals, Designers, teachers and Tutors and Fitness professionals need PI insurance. There are two main advantages this insurance provides:

 

  1. It protects you from filing for bankruptcy should the client sue
  2. Covers all the legal cost when the client sues

 

Get your PI insurance today, it is always better to be safe than sorry.

Suing Your Employer For Compensation Of Workplace Injuries

Every employee has the power to bypass the system that works on settling these on-the-job injuries/accidents/impairments when the accident happens due to sheer negligence/recklessness/intention of the employer. The worker has the right to sue the employer and the organization in court, with legal proofs and submissions that caused the damage, which includes the suffering, pain and mental tension. Many workers have been told that in the case of any injury in the workplace, they are only eligible to the compensation that they receive from the workmen compensation insurance. Agreeably that is the common rule, which has many hidden exceptions too.

Various situations

Defective product – If the worker is injured on the job because of a defective product which is used as the part of their job, then action can be taken against the company or organization that manufactures this product and is purely liable for the defects in it.

Toxic substance – If the worker is injured or impaired due to any kind of toxic substance, then there is a chance to raise the lawsuit the manufacturer who makes that chemical product.

Personal grudge – In case of any knowledge or proof or issues arise over the conduct of the employer, for the incident or accident, and if it is proved or believed as intentional, then the worker has all the rights to bring into action a lawsuit for personal injury against the organization.

No insurance – If the employer does not carry or cover any kind of compensation benefits for the worker in regards to injury/accident/impairment/disability, then the worker has rights to sue the employer legally either in civil court or to collect the compensation benefits allocated to the respective state funds.

Third party – If in case the employer provides all the safety measures including the workmen compensation, but the injury or accident is caused by a third party, then the worker needs to bring a lawsuit for personal injury and file a case against that particular person or party.

Know your rights well

It is well known that the compensation and benefits are comparatively very low and can’t compensate the mental anguish, pain, monetary suffering and other personal problems. Also, these benefits neither teach a lesson to the employer nor punish the responsible party for the punitive damages. And when returned to work, the worker has to work in the same poor safety measures and dangerous situations. That is why it is very important for every worker to know his or her rights well in order to file a case outside the system.

Know what the Types of Marine Cargo Insurance are

Singapore, being surrounded by the sea, derives its primary profits from transporting cargo either locally or globally across the water. Such goods that are in transit are susceptible to heightened rate of damage. There are also very high chances of the cargo getting lost. Misplacement or damage to cargo spells financial loss. Marine Cargo Insurance is one of the most important Commercial Insurance Singapore.  At Allegiance, there are two variations of Marine Insurance offered: Marine Cargo Insurance and Marine Hull Insurance.

Of the many available types of covers offered, a few Marine Cargo Insurance types are:

  • Open Cover Policy: This policy is ideal for those companies who primarily trade with frequent cargo ferrying. The Open Cover is a facility that is automated to insure the shipment against the cover limits, terms, previously agreed upon conditions and rates. This cover simplifies the insurance task as the cargo is either declared in bulk or individually for the stipulated time of agreement. The cancellation of such insurance is only after a formal written letter is presented either by the client or the insurance company.
  • Single Voyage Policy: As the name suggests, such insurance is applicable for a single transit. This policy is ideal for a conglomerate who is rarely involved in cargo shipments.
  • Inland Transit Cover: This policy is a type of annual cover that protects the goods being transported while they are on land. The insurance covers the damages that result from handling of the cargo either by the transporter on land or the professional carriers. For this cover, a premium is paid annually upfront without declaring the value of the shipment.
  • Annual Cover: The policy is similar to that of Open Cover. Annual Cover is ideal for such businesses that deal with great volumes of shipments on a regular basis. Companies that are primarily focused on cargo shipments should chose the annual cover. Each time a shipment is ferried; there is no requirement for declaration. For the period the policy is bought for, the cargo is protected. At the time of purchase of the cover, the premium amount is decided by a rough estimate of the shipment value. In general, cargo services have a list of specific services and items they are willing to take on. A comprehensive estimate of all types of cargo is summed up to reach the deposit price. The payable price of premium is adjusted right at the end of the policy period to understand the exact shipment value made during that time.

Prevention is better than Cure

Leading a risk free life is next to impossible. If you are leading a life where you have not taken any risks, then that can be termed as simply existing and not living in the true sense of the term.

At times, taking a less trodden path as a challenge to do something different is termed as taking a risk in life. Taking such risks in life can be a life changing experience. It can turn a pauper into a prince or a prince into a pauper. However, there can be some risks that need to be mitigated beforehand. Risks that are related to financial matters in life are the ones that need to be taken care of beforehand.

Imagine you are suddenly bankrupt and have no savings to fall back upon. You will need an external support system that will help sustain you through the crisis until you are again capable of handling finances on your own. This external support system is nothing but an insurance scheme that you invest in to ensure steady flow of cash during times of crisis. The monthly interest or premium, that you pay for a certain period of time, ensures that you get a good amount in return when there is a need.

Preventing Crisis:

As the age old adage goes, “Prevention is better than cure”. Hence, it is always better to be insured than face a crisis and then look for adequate funds. Even while running a business, one has to ensure that there is a financial support system in case there is a situation of financial loss. Such support systems are known as corporate insurances. There are legal entities, known as insurance agencies, that provide corporate insurances. In places where there is a lot of business happening, one can find many such agencies.

There are many agencies providing corporate insurance in Singapore as Singapore is known as the most commercially ripe place in Asia. Singapore provides a conducive environment for business to grow and thrive. However, for business to function properly, first and foremost financial security is important. Corporate insurance in Singapore provides this financial security. They help in situations where an employee has faced some calamity and needs financial help for treatment or the family needs to be compensated. They also provide financial support in cases where the company has met with a huge financial loss. Thus, corporate insurances, in the true sense, are the preventions that prevent the cure.

How to Be an Affiliate Marketer Without Feeling Like You’re Doing It Wrong

51xzwez4cwl-_bo2204203200_pisitb-sticker-arrow-clicktopright35-76_aa278_pikin4bottomright-6922_aa300_sh20_ou01_It wasn’t that long ago that I decided to repurpose my old domain and make into something that I could appreciate and enjoy.  I am a perennial student of marketing and have experience as an analyst for a major retailer in Corporate America but now I was on my own.

I decided to make a go of this “make money online” thing but things weren’t happening fast enough. I would try this too, that tool and wasn’t really getting anywhere.There are a lot of great tools, pricey tools, promising to get results quickly. So when I didn’t get the results I thought I was supposed to be getting when I thought I should be getting them, I got frustrated and fedup.

I started to question this whole process because well, I surely was not going to quit my dream of creating significant passive income but something had to give. That was when I decided to stop, back up, and just go back to the basics and start over. I had to remind myself that I was in a marathon, not a sprint. I had to work my business and not someone else’s but I had to start from square one.  I’ve started seeing results and I want to build on that. Again, a marathon, not a sprint.

I have seen the stories, heard the frustration of those who are new to affiliate marketing and newly frustrated by what they think they’re not doing right. They see the experts making thousands a month and just get so frustrated because they’re not. Here’s what I’m saying to you all:

Don’t quit and don’t get intimidated; you’re more than likely on the right track

The truth is, you’re not seeing the whole story and to be even more honest, that’s THEIR story that they worked over a period of time. You’re seeing one point in all of that journey. There’s a lot to learn but if you’re serious, you may have to stop and just go back to the basics with a different mindset.